Absolutely No Credit Check Required
This is not a financing plan or loan, so your credit history is not applicable.
When you sign the Homeowner Benefit Agreement, a memorandum will be filed in the county where the property is located. The purpose of the memorandum is to serve public notice of the homeowner’s obligations under the HBP agreement.*
In the event you sell your home without an agent or with another brokerage, you will owe a termination fee equal to the amount of commission.**
*Some jurisdictions will file a different document
**Sale of the property can include events that cause a change in the ownership or title of the property.
This is not a financing plan or loan, so your credit history is not applicable.
This innovative approach offers a great way to receive quick cash without taking out a loan, paying interest, or having monthly payments.
You get a dedicated resource for any of your real estate needs. You can find out the current market value of your home, new homes selling in your area, and current market trends.
There is no requirement to sell. You keep this money no matter what, even if you never decide to sell your home.
Gain home improvement recommendations to maximize the investment in your home, gain access to trusted local providers, and stay informed on a constantly changing real estate market.
If you’re a homeowner, we can offer you a cash incentive of up to $5,000 – a percentage of the estimated value of your home – in exchange for a 40-year agreement to use MV Realty as your listing agent – if and when you decide to sell your home. Because the payment is not a loan, no credit check is required. Homeowners can obtain the money immediately and keep it whether or not the home is sold during the period of time that the agreement is in effect.
We understand that 40 years seems like a long time. But the actual listing agreement, which is separate from the Homeowner Benefit Agreement (HBA), lasts just six months. We look at the HBA as a long-term investment in homeowners and the foundation for a mutually beneficial relationship, but with a one-time, six-month opportunity to earn our commission if and when we list and sell your home. There is never any obligation for a homeowner to sell.
No, we file a memorandum. The purpose of the memorandum is to serve public notice of the homeowner's obligations under the HBP ® agreement.
No problem! We have a department strictly dedicated to these situations so that we can facilitate them. In these cases, we will lift the notice or subordinate our notice’s position, and after the refinance is complete, we will put the memorandum or lien back on. The refinancing department can be reached at (561) 486-9355
No. There is no obligation to sell. And the cash payment is yours to keep even if you never sell your home.
We base the amount on the estimated value of your home. Payment offers range from $300 to $5,000.
We consider our HBP a long-term investment in homeowners and a way to increase the prospects of future business for our agents. We want to make sure that if you decide to sell your home, we will have the opportunity to serve as your listing agent and then work hard on your behalf to earn our commission.
It’s simple. You can call us at 561-359-1838 or fill out this form. If you live in one of the states we serve (currently 33), we’ll connect you to one of our local licensed real estate agents, who will provide an estimate of your home’s value and the amount of the cash payment MV Realty will offer you (subject to an in-person visit). They will also answer any questions you have about the program.
We’re a full-service real estate brokerage with an average five-star rating on Zillow: We sell homes for people in the HBP program and for homeowners who aren’t. Whether you’re an HBP participant or not, please get in touch with us at 561-359-1838 or fill out this form. We look forward to representing you and negotiating the best possible sale price for your home.
In these cases, you can list with another agent or try to sell the house on your own at the same listing price for 120 days. That said, we work hard to sell the properties, so if it’s not sold during the initial six-month period, the price that you’ve set is probably too high. We’ll counsel you on pricing strategies but you have the final say in setting the listing price.
The agreement our clients sign has a 40-year term and remains in effect for the full-term – even if the original homeowner has passed away. Our commitment is to provide the best real estate services to you and your family throughout the contract term.
Our agreement is fully binding and you may not repay our cash incentive in order to exit the agreement. If you need to cancel the agreement, you will be required to pay a 3% fee (equal to the fee we would receive for successfully selling your home).
The agreement requires that you allow MV Realty the opportunity to sell your home first. That is why we are making the investment in a relationship with you. If we do not succeed, you can list with another agent at the same listing price for 120 days.
MV’s goal in the Homeowner Benefit Program is to establish a long-standing relationship with our clients and to be there to list your home if you ever decide to sell. Under the agreement, you are promising to enter into a listing agreement with MV if you ever decide to sell. If you instead list your home with another agent, or sell your home by any other means without using MV, you are still obligated to pay MV Realty 3% of the sales price or home value.
It’s unusual for most businesses – especially newer businesses – to have zero complaints. And MV Realty’s business model is relatively new, and on occasion, some homeowners have forgotten they signed an agreement requiring them to list their home with our agency should they decide to sell. It’s very important that you understand the terms of our agreement before signing. MV Realty actually has a very low percentage of complaints versus satisfied customers and an average five-star rating on Zillow. Our goal, however, is zero complaints, so we carefully investigate each one in order to try to resolve them quickly and fairly.
Yes, there are numerous benefits. By establishing a relationship with MV Realty, you gain access to your very own real estate agent and real estate partner who will be on call to provide you with advice on many homeowner-related matters, including:
What type of home improvements will enhance the value of your home?
What is your home worth?
Is the timing right to consider selling your home?
In addition, MV Realty plans to provide a suite of value-added services (some free, some for a low-fee) to enhance your home ownership experience. The first of these, introduced in September of 2022, is called Title-Safe™. It's a real estate title monitoring service designed to alert homeowners to fraudulent attempts at changing or altering their home title. It is provided at no charge to clients of MV Realty's Homeowner Benefit Program ®.
MV Realty PBC, LLC. is a professional and innovative real estate firm located in the heart of Delray Beach. As a residential real estate agency, we spend a lot of time and resources building relationships with clients. In the end, only a small percentage are actually ready to buy or sell a home. Of the clients that are ready, the relationship typically ends once the home is sold. While there is nothing wrong with this process, we felt there was something missing. So we're offering something new.
The Homeowner Benefit Program ®, Where Agents Pay You.
We're taking a fresh approach to real estate by giving value back to homeowners and building our business for the future. This innovative program allows us to create a long term relationship with our clients, well before a home is sold. To solidify that relationship, we're willing to pay you and in exchange you agree to use our services in the future.